Free Property Investment Tool
Roi Calculator | Free Property Tool
Calculate total return on investment for Australian investment properties. Includes rental yield, capital growth, tax depreciation benefits, negative gearing, and after-tax cash flow in one comprehensive analysis.
How to Use This Calculator
- Enter your property value, purchase costs, and rental income
- Add your loan details, interest rate, and expenses
- Input your estimated depreciation deduction
- See your gross yield, net yield, negative gearing benefit, and total ROI
Frequently Asked Questions
What is a good ROI for an investment property in Australia?
A gross rental yield of 4–6% is considered reasonable in most Australian markets. However, total ROI including capital growth, tax depreciation, and negative gearing benefits can significantly improve the net return.
How does depreciation improve my ROI?
Tax depreciation reduces your taxable income, which reduces the tax you pay each year. This improves your after-tax cash flow, effectively increasing your ROI without any additional investment.
What is negative gearing?
Negative gearing occurs when your property expenses (including interest) exceed your rental income. The net loss is deducted from your other income, reducing your overall tax. Properties with strong depreciation claims are often negatively geared.
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Need a Professional Report?
This calculator provides indicative estimates, not a tax assessment. Koste residential reports cost $695 + GST. Our published residential target is 10 business days from payment. Missing information, access requirements or unusual complexity can affect delivery. Please confirm any tax or settlement deadline with Koste before ordering. Commercial timing is confirmed for the individual scope. Confirm your tax treatment with your accountant.
Results are estimates only and do not constitute financial or tax advice. Koste Chartered Quantity Surveyors · AIQS Member · RICS Member · TPB Registered · 1300 669 400 · info@koste.ai