Free Property Investment Tool
Property ROI Calculator | Return on Investment
Calculate total return on investment for Australian investment properties. Includes rental yield, capital growth, tax depreciation benefits, negative gearing, and after-tax cash flow in one comprehensive analysis.
How to Use This Calculator
- Enter your property value, purchase costs, and rental income
- Add your loan details, interest rate, and expenses
- Input your estimated depreciation deduction
- See your gross yield, net yield, negative gearing benefit, and total ROI
Frequently Asked Questions
What is a good ROI for an investment property in Australia?
A gross rental yield of 4–6% is considered reasonable in most Australian markets. However, total ROI including capital growth, tax depreciation, and negative gearing benefits can significantly improve the net return.
How does depreciation improve my ROI?
Tax depreciation reduces your taxable income, which reduces the tax you pay each year. This improves your after-tax cash flow, effectively increasing your ROI without any additional investment.
What is negative gearing?
Negative gearing occurs when your property expenses (including interest) exceed your rental income. The net loss is deducted from your other income, reducing your overall tax. Properties with strong depreciation claims are often negatively geared.
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Need a Professional Report?
This calculator provides estimates. For ATO-compliant tax depreciation schedules accepted by all accounting firms, order a professional report from Koste — from $695+GST, delivered in 5 business days.
Results are estimates only and do not constitute financial or tax advice. Koste Chartered Quantity Surveyors · AIQS Member · RICS Member · TPB Registered · 1300 669 400 · info@koste.ai